Access Microfinance Holding AG („AccessHolding“) was established in 2006 by a group of international shareholders from the public and private sector. Our partners include among others the European Investment Bank (EIB), the International Finance Corporation (IFC), and KfW Development Bank. The business purpose of AccessHolding is to build up and control a network of commercial banks in developing and transition countries (the “AccessGroup”) with a target group focus on micro, small and medium-sized enterprises (MSMEs). The AccessGroup currently comprises ten financial institutions located in Sub-Saharan Africa, Central Asia, the Caucasus, and South America and employs close to 7.000 staff serving more than 400.000 clients. The head office of AccessHolding, the parent company of the Group, is located in Berlin, Germany.

We are currently seeking to strengthen our Berlin-based Risk Department with a

Credit Risk Management Specialist (m/f)

RI/AH1815

Tasks & Responsibilities

As a new member of our Risk Department you will be responsible for credit risk management activities at Berlin Head Office level and within our network banks, including:
 
  • Definition, roll-out and maintenance of a credit risk management framework and provisioning methodologies, including training of relevant staff and developing management buy-in;
  • Establishing, monitoring, and reporting of group-wide credit KRIs;
  • Providing methodological and technical frameworks for provisioning and forecasting credit risk (e.g. IFRS9 compliance);
  • Overseeing all group-wide credit scorecards including statistical analysis, reporting topics, and future planning;
  • Serving as a technical and supporting backstop for network-wide Risk and Credit Managers on all credit risk related topics;
  • Performing other assigned tasks related to outcomes of credit risk management framework, e.g. operationalizing of new structures, supporting credit workflow establishment and centralizing decisions for large network bank exposures.

Minimum Requirements

  • Degree in Business Administration, Economics, Finance, Accounting, or similar;
  • 7+ years of work experience in banking, particularly microfinance banks or similar environments;
  • Experience in implementing processes, policies and procedures, preferably in developing or transition economies;
  • Operational credit experience (underwriting) with micro or small businesses;
  • Experience in developing and implementing credit scorecards;
  • Knowledge in creating and applying statistical methods;
  • Experience in developing statistical models of credit risk portfolio analysis, forecasting, etc.;
  • Profound skills in MS Office products, especially Excel and Word;
  • Knowledge in MS Access or other database as well as statistic and risk management software is beneficial;
  • Flexibility with regards to new topics and subjects, team-oriented mind-set and eagerness to learn;
  • Independent, solution-oriented and pragmatic work style;
  • Willing to travel up to 30% per year, mainly to developing countries;
  • Ability to coach and train local colleagues;
  • High proficiency in speaking and writing in English.

How to apply

If you are interested in taking on this challenge and would like to join our team, please apply online submitting a CV plus motivation letter.
Apply now

Access Microfinance Holding AG

Schönhauser Allee 10-11

10119 Berlin

Tel.: 030.30.87.47-0

www.accessholding.com

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